Travel Insurance for Nepal – Pricing, Plans and FAQ in 2023

Travel Insurance for Nepal – Located between India and China, Nepal is a wonderful place to visit. It has become a very popular destination for travellers all over the world.

Nepal is home to the majestic Mount Everest, attracting trekkers and hikers from across the globe. Aside from this, Nepal has some gorgeous terrain, making it one of the world’s most popular locations for adventure tourism.

This beautiful country offers a variety of outdoor activities, including mountain biking, rock climbing, canyoning, and it even has the second-highest bungee jump in the whole world, which takes place over the Bhote Koshi River.

If engaging in all these activities appeals to you, then Nepal is the place for you! However, when it comes to adventure activities that can be hazardous, ensuring you have the appropriate travel insurance is crucial.

Not only that, but in light of the COVID-19 Pandemic, the government of Nepal has now made it mandatory for all travellers entering the country, to provide proof of travel insurance that’ll cover medical treatments, emergency search, and rescue.

These insurance policies must also cover COVID-19 medical assistance.

Disclosure: Some of the links in this article are affiliate links and I may earn a commission if you click on them, at no additional cost to you. Hope you find the information here useful! Thanks.

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Why Do I Need It?

Despite it being a mandatory requirement to enter the country, it has always been a good idea to get travel insurance when visiting this country. Nepal is home to eight of the top ten highest peaks in the world.

As a result of this, Nepal is the ultimate destination for adventure seekers, with many tourists engaging in climbing some mountains you can find in Nepal.

As exciting and fun as this sounds, upon engaging in these activities, comes the risk of injury. For example. There is quite a high risk of experiencing altitude sickness, with many tourists and visitors experiencing this.

This is known as acute mountain sickness (AMS), and can occur at high altitudes of 8,000 feet, but is more likely to occur at around 10,000 feet.

This is due to less oxygen being available at these altitudes, with most people experiencing headaches, nausea, dizziness, and vomiting.

In some cases, the body will adjust to these surroundings, but there are some dangerous forms of altitude sickness that could lead to serious health complications.

It is in this instance, that travel insurance is essential.

As a result of these risks, travel insurance to Nepal can be quite pricey, but making sure you are covered in case of any injury is crucial.

You can find insurance policies that will include helicopter rescue and hospital costs. If you are travelling to Nepal to engage in these activities, then it is important to ensure your insurance policy covers them.

Travel insurance is also beneficial in case of any disruptions to your travel.

As well as covering any medical requirements, many plans will cover travel delays, cancelled flights, and loss of baggage.

Tactical Emergency Gear Kit – Provides multiple useful survival tools to aid you through dangerous situations.

World Nomads

Finding an appropriate insurance company for Nepal can be daunting, especially if you are going to take part in some of the adventurous activities that Nepal is known for.

We have done some work for you, and we are giving you some information on World Nomads, a highly reputable travel insurance company.

World Nomads provide travel insurance for any international travel. They will cover trip cancellations, baggage delays, as well as an array of activities.

Emergency Blanket and Rain Poncho – When its between life and death, survival is key!

Their standard plan covers trekking up to 19,000 feet, and their explorer plan covers trekking up to 22,000 feet.

If you are going to be taking part in this activity, then this company would be great for you. As well as covering you for trekking, they will allow you to extend your policy from wherever you are, this includes Nepal.

They also cover an array of other activities such as bungee jumping and canyoning, which are activities you are likely to get involved in when visiting Nepal.

Their website will provide you with all their prices and information, you could even call them up and speak to one of their advisors on what is the best insurance plan for you.

World Toughest Ultralight Survival Tent, an emergency shelter tube to help you rest and take shelter when faced with adverse situations!

Frequently Asked Questions

What Affects The Cost Of Travel Insurance?

The cost of travel insurance depends on a variety of factors. Some of these factors are how long you’re going away, where you’re going, your age, and what kind of cover you need.

How Do I Claim Travel Insurance?

In case an emergency occurs on your trip, get in contact with the insurance company by emailing or calling them.

The claims service will help you register the claim, and it will then be taken further to see if the company will accept or reject your claim.

Can I Get Travel Insurance If I Am Already Abroad?

Most travel insurance companies allow you to buy a policy even if you are already at your destination.

Do I Need A Return Ticket For Travel Insurance?

Most travel insurance companies do not require a return ticket when buying a policy. You’ll be covered on an open-ended trip, or if you are emigrating.

Does Travel Insurance Get More Expensive Closer To The Trip?

Unlike other aspects of your trip, such as accommodation, and plane fares, booking travel insurance does not increase in price the longer you leave it. This means you can spend more time searching for the right policy for you.

Does Travel Insurance Cover Private Hospitals?

The majority of travel insurance policies will not cover treatment at private hospitals. They will only cover the cost of any treatment needed at public or state hospitals.

When planning a several day hike/trek, consider taking a 250 Piece Survival First Aid Kit with you for all your medical needs!

Final Thoughts

Aside from the mandatory requirements that the government in Nepal has implemented, stating all travellers must provide proof of travel insurance, it has always been wise to take out a travel insurance policy when visiting this country.

This wonderful place is home to many hazardous activities, especially the high altitude climbs and walks that many visitors embark on.

The risk of injury is relatively high when engaging in these kinds of activities, so it is crucial to choose an insurance policy that will cover you if anything were to happen.

There are countless amounts of insurance companies out there, but extensive research needs to be done on each company, to ensure they will cover any ventures you plan on doing.

The Best Travel Insurance for Nepal – Pricing, Plans and FAQs